When you’re working on a budget, or even if you have a general plan around your income and how it will be spent at a given time, suddenly having money cut short from your account can be a pretty annoying thing to have to happen. This would especially be the case when the deduction was made for something you don’t even feel you’ll need or use. A lot of things in our daily lives have become automated. Sure, the idea of automation could spring to mind faraway concepts like cars that drive themselves and robots on manufacturer’s assembly lines. Still, if we look at it, we’ve got a sprinkle of sci-fi in every aspect of modern existence.
Having our transactions go automatic has probably been one of the largest bits of assistance the tech world has brought in to simplify and make regular tasks less tiring and time-consuming. After all, if it were really up to a lot of us to stay on top of all this without banking online and reminders that come with alarms on our calendars and built-in notifications everywhere, there might have been a little hitch in the system. Or maybe, even a big one!
Since having our bills paid on time is probably one of the highest on our lists of things to do, it only makes sense that many companies have started making automatic deductions from the accounts we’ve tied to the services we’re signed up for. Getting too caught up in other activities and winding up in the dark or with a dry faucet isn’t something most of us would like to risk anyway.
Though there are a lot of services online that are entirely free, it is no secret that paid versions of those or similar applications are usually more efficient and packed with features regular users do not have access to, which is a good thing if you’re going to shell out that much extra for them. E-commerce and online shopping services also tend to offer more tailored experiences for their paying subscribers.
What is Amazon Prime?
Amazon Prime is a paid program under the company that gives you access to many attractive additional services that don’t come with the standard membership. It helps you get the most out of everything the store has to offer.
On the long list of perks you get, there is:
- FREE delivery of almost all items on the site
- Quick shipping on your purchases, ranging from a day to two
- Access to a broader range of TV shows, music, movies, and books on Kindle
- Exclusive Deals and early access to general deals
- Getting all the latest information on new releases first
- Earning great rewards to spend on the site as well as money back on individual cards
- Being able to try on your clothing, shoe, and accessory deliveries first and pay for only what you decide to keep
- Great discounts on featured items
- Being able to share benefits to loved ones
As great as that all sounds, nobody wants to have their arm forced into making a decision–especially when they can’t afford the cost implications just at that moment. The answer to this question is a little tricky. Amazon Prime is usually pitched to regular users using the lure of a free trial period. With this, those who opt-in get a chance to experience all the extra bells and whistles without actually shelling out a dime extra than the prices of anything they buy, or much less with all the benefits they’re due.
The problem is, as soon this free trial is over, you’re going to have the cost of a full year’s membership (about $119) deducted from your credit card without any real prompts to see if you’re interested in taking that step. This isn’t great. You might also not remember having requested even the trial phase and could be a victim of an accidental click on an ad from Prime. Thankfully, there may still be a way to get back your $100 after all.
How Do I Stop It?
So far, we’ve figured out that Prime is an excellent service that offers good value for a comparatively low price. But, maybe you don’t feel like it’s something you need. So, what are the best ways out?
- Declining the actual membership – If you’ve already signed up for the trial and started enjoying all those cool add-ons, there’s no need to panic. While you’re still on the trial version of Prime, the first thing you ought to do is find out how much time you’ve got left. For this, all you have to do is log in to your Amazon account and click on the drop-down menu under the bubble with your name in it. Select ‘Your Account’ once you’re there and check the ‘Prime’ option. The page you’ll be redirected to will display how long you’ve been a member. At this point, you can choose to disable the paid service so your card won’t be charged once the free period is over.
- Getting your subscription canceled – In the event you’ve already had the trial period elapse and see ‘Membership: Prime’ on your Amazon account, you can go to the ‘Manage Prime Membership’ option and hit ‘End Membership.’ This way, only the charge for the paid services you’ve used so far will be deducted from your card, and the service will be disabled.
- Processing a refund – If you find you were on a paid membership but didn’t get around to using Prime, canceling the membership should lead to an automatic refund of your fee.
What If Your Amazon Issue Isn’t Resolved?
If you are sure your account issue isn’t anything we’ve discussed here or have tried these and other hacks and still find yourself getting debit alerts for unwanted and unknown services, you shouldn’t get discouraged just yet. It is probably time you get in touch with Amazon’s customer care yourself to find out what is going on. Many users with weird or recurring charges have found theirs was an issue with the system, and after putting forward complaints, they got refunded as necessary.
Remember to frequently check your email and bank statements to avoid any unwanted deductions or having the cancelation time run out on you.
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