Cash App is an online P2P app that allows users to send and receive money online through their mobile devices. While it is free to download and use, there are certain transactions that incur small fees. It is also good to note when thinking about opening a Cash App account is that there is an age limit with Cash App.
Cash App is not an app designed for everyone. In addition to only being accessible and used in two countries, that’s the UK and the US, it does have an age limit that restricts who can use it in these two countries. Cash App’s age limit is 18 years; you will not be able to utilize the app if you are not over 18 years.
What Is Cash App?
Cash App is basically an application that users can use to send and receive money via mobile devices. In addition, it allows its users to save money directly in their Cash App accounts. Cash App users can choose to either use this money online or offline when making purchases or sending money to someone or they can deposit it directly to a bank account linked to the Cash App account.
Just like other peer-to-peer online payment services like Venmo, Cash App does not charge users when sending money. Furthermore, the process is very fast, secure, and hassle-free.
While it is free to create an account with Cash App, there are certain fees that they’ve put in place for certain transactions. For instance, if a Cash App user was to use their instant deposit feature, which basically allows for deposits to instantly reflect in a bank account, they’ll be charged a fee of 1% per transaction.
Cash App’s Age Limit
Despite being rated as a P2P app that is suitable for users who are aged 4 years and above, Cash App has an 18-year-old age limit. Simply put, users have to be at least 18 years or older in order for them to sign up or create an account with Cash App.
This as you can imagine has restricted a number of people like teens who are not yet 18 years old from using Cash App. While not directly, this age limit has also restricted parents who wanted to create Cash App user accounts for their kid(s) so they can be able to help manage their kid’s budget or better yet send them money easily and fast when they are in school or simply out and about and want to purchase something.
What Can You Do Now?
People, or teens if you like, who are under 18 years old and still want to use Cash App, can do in the event that they find someone else who’s older to create an account for them. To put it simply, teens under 18 years old can ask their parents to open or create a Cash App account on their behalf using their details.
Parents who want to create a Cash App account for their kid(s) can also use this option. They can simply create a Cash App account using details of someone older in the family and share the account details with their kid(s) after which they’ll be able to easily help their kid(s) budget as well as send them money.
There is also the option of using other peer-to-peer online payment platforms that allow users who are under the age of 18 years. These include the likes of FamZoo, Greenlight, BusyKid as well as Mint Mint. All these Cash App alternatives allow users who are aged 18 and below to send and receive money through their mobile devices.
Despite having an age restriction of 18 years old, users who are under the age of 18 years can still use Cash App. In addition, there are other alternatives, although not as popular, that allows teens to send and receive money through their mobile devices, and as such, users who are not eligible to use Cash App can opt to use them.