With so many credit cards out there that cater to different lifestyles, it can be very difficult to choose which one will suit you best. If you are looking for a simple and convenient credit card that also lets you earn rewards and redeem cash back, the Citi Double Cash Card is the one for you.
The Citi Double Cash Card is suitable for those who often use their card for different payments through online shopping and bills. From a generous cashback rate to a signup bonus, there's still more to learn about the card. There are a lot more features and benefits waiting for you when you sign up for the card.
It is simply one of the most rewarding cards that you will ever get to use. With that said, here are the benefits you get when you use the Citi Double Cash Card and learn how to apply online.
- Get More When You Use the Citi Double Cash Card
- Use the Citi Double Cash Card as Your Trusted Digital Wallet
- A Token of Gratitude for Cardholders
- One of the Few Cards That Offer Full 24-Hour Protection
- Here’s How You Can Apply for the Citi Double Cash Card
Get More When You Use the Citi Double Cash Card
A lot of people are wondering what the Citi Double Cash Card is all about. Is it a debit or a credit card or is it just a savings account? The Citi Double Cash Card is in fact a Mastercard credit card that is quite unique to the market.
It provides cardholders with the ability to earn cash back rewards when using the card for purchases and payments. You earn 2% cashback every time you use the card.
You have 1% cash back for using the card for purchases and an additional 1% when you use the card to pay for those purchases.
This ultimately means that you get cash back when you use it for purchase and when you pay for it at the end of the month, you also get cash back for the amount that you've paid on your bill. It's a total win-win situation for the cardholder.
Earn This Special Limited Time Offer When You Sign Up
If you're interested in signing up for the card, Citibank continues its tradition of generosity with a special limited-time offer. Within this limited-time offer, you get to earn $200 cash back when you spend $1,500 on purchases for the next 6 months after opening the account.
The best part about this is that you also have no annual fee for the rest of the time that you have the card. When talking about Balance Transfer, the Citi Double Cash Card offers a 0% Intro APR for 18 months and then the variable APR will be 16.24% - 26.24%. As always, it will depend on your creditworthiness.
Use the Citi Double Cash Card as Your Trusted Digital Wallet
Digital wallets are becoming popular these days as we slowly shift towards online shopping. Now with the Citi Double Cash Card, you can shop with confidence as you pay using the card on different online marketplaces.
You can use the credit card as your go-to digital wallet to purchase your favorite items on the internet and continue to enjoy the benefits mentioned above.
If you're planning on shopping at a physical store, you are also assured that your card is safe to use through the contactless pay feature.
All you need to do is to tap the contactless-chip-enabled card on the payment reader to make your payment and everything else is done automatically. No more hassles and risks of withdrawing money or letting someone else swipe the card for you.
No Limits to Your Cash Back Categories
Speaking of shopping, the Citi Double Cash Card has no restrictions as to what category of items you want to use the card for the purchase. This means that you can shop for everything that you want and the card will still be accepted by the establishment.
This time, you don't have to worry about getting your card denied or the establishment asking you for another card to continue with the purchase.
This also means that you have no restrictions and limitations on the amount you earn from the cashback benefits. So go ahead and swipe as much as possible and get to earn that sweet cash back and many other rewards.
A Token of Gratitude for Cardholders
Citi Double Cash Card lets you earn points in many different ways. Aside from the cashback benefits, every cardholder is entitled to earning points whenever they use their card either for purchase or for payment.
These ThankYou points are earned for every transaction that you do with your card. The more transactions you make, the more ThankYou points you earn. You can then use these points to redeem cash back rewards such as checks, direct deposits, or a statement credit.
Cardholders can redeem 10,000 ThankYou points into $100 cash. You can also redeem the points for rewards like gift cards, tickets, or other partner deals such as Amazon. Go ahead and keep on using your Citi Double Cash Card and collect those points.
The best part about it is that these points will never expire as long you have the account.
Get More than What You’re Used to with the Citi Double Cash Card
The Citi Double Cash Card offers another great benefit, especially for those who lean towards leisure and entertainment. The card gives you special access to purchase exclusive tickets to special events like concerts, sporting events, and more.
Aside from that, you also get to enjoy a one-of-a-kind dining experience when you opt for Citi Entertainment.
There are so many things to look forward to when you use your Citi Double Cash Card so be sure to check your rewards regularly.
One of the Few Cards That Offer Full 24-Hour Protection
We all want to be protected when using our credit cards and that's what the Citi Double Cash Card has to offer. It has 24-hour fraud protection that monitors the activities and transactions made on your card.
This system alerts you if there are any unusual activities or transactions on your account. The card also has an ID Theft Protect program from Mastercard that monitors the information you have provided on your account and then alerts you if there are any suspicious activities on your card.
It will only take a few minutes to enroll your account so go ahead and do so to enhance the protection of your account.
Additionally, if you do lose your card, they will immediately replace it within 24 hours and even go beyond by providing you with emergency cash depending on your cash availability limit.
Zero Liability on Unauthorized Charges
A lot of us have experienced our credit cards having unauthorized charges and we continue to pay for them no matter what. This has been one of the many problems that keep on plaguing credit card holders for the past few years.
With the Citi Double Cash Card, the bank offers zero liability on your part if you've experienced unauthorized charges. You will not be responsible for any unauthorized charges on your card whether it is done online or by any other methods.
This will still be up for review but it is still nice to know that the company takes good care of its cardholders with this kind of feature.
Here’s How You Can Apply for the Citi Double Cash Card
If you're interested in getting the Citi Double Cash Card, you can always apply for the card online. All you need to do is go to the official website to apply. Make sure that you have a good credit score before you apply so the process will be a lot smoother.
You will then be asked to fill out all the information needed by the bank through the application form.
Before you hit submit, you will also be asked to provide certain information such as your phone number, your income, and a security word which you can use whenever you call them or need help in accessing your online account.
Read through all the terms and conditions before submitting your application form. You can also apply by phone if it is more convenient for you.
Discover How You Can Contact Them
Here are some of the contact information that might be useful for you.
You can contact them through their general support hotline at 1-800-950-5114 or through their mailing address General Correspondence Citibank Customer Service P.O. Box 6500 Sioux Falls, SD 57117.
Conclusion
If you are looking for a practical credit card that covers all of your needs while rewarding you with a lot of benefits, the Citi Double Cash Card should be the credit card for you. This card will help you improve your financial situation, make life easier, and enjoy cash back and other rewards.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.
References
Terms and Conditions - Citibank Online Site Outage
